Meet Bria Morgan
This month we would like you to meet Bria Morgan.
Hi Bria! It’s so great to speak with you. Please tell us about yourself.
I am a kindergarten teacher by day and an e-commerce fashion business owner by night. My passions are teaching and fashion! I recently published my first book for young students called “Zoey’s First Day of School”, a book to help guide children on how to embrace virtual learning. My main goal in life is to teach children all over the world and encourage them to know they can do anything their heart desires! Positivity, motivation, and dedication is the key to success.
Teachers are such an integral part of growing up. I especially remember my kindergarten teacher and what she meant to me. Has any teacher in your life positively influenced you?
Yes, My sixth-grade teacher in Middle School. She advised that we think carefully before getting a credit card, don’t just sign up for a credit card because it’s offered to us. This advice came in handy as I was entering University and being offered cards.
How would you describe your relationship with money?
I have a love-hate relationship when it comes to money. I’d like to say that I am a work in progress towards finding the right balance. Sometimes I’m really good with it, other times I am guilty of going over my budget. Since I recently bought property with my husband, I have been focusing more on finding the right balance to be in a healthy space financially. Houses cost a lot of money to maintain, knowing that, I need to always be prepared for any hiccups that may come up along the way.
How do finances show up in your relationship? Is it talked about? If so, what is being discussed?
Finances show up constantly, mainly because money can be a huge stressor in a relationship. We consistently talk about ways to become debt-free and how to achieve it in the fastest way possible. We do a weekly check-in to monitor how much we’ve been spending which helps us to stay on budget. If one of us has spent a bit over in one area, we make adjustments for the next week so that we don’t go over for the month.
What financial mistakes have you made? What lessons have you learned from them?
Once I finally signed up for a credit card, I didn’t pay attention to the APR. This caused my credit card bills to increase significantly, when I wasn’t able to pay the bill fully at the end of the month. This taught me an EXTREMELY large lesson. Wait to sign up for a credit card until you’re ready and please make sure to look at the APR, it matters.
What advice do you want to share with our community about money and finances?
Please please save! It’s so important. At times you may want to avoid dealing with your finances because it can become overwhelming, but tackling your finances head on will work out better for you in the long run. Cheers to financial freedom!
If you want to hear more from Bria, please connect with her below.
IG: @simply.bria Website: www.jordaeco.com